Fight the value assigned when your car is declared a "total loss" - Show maintenance records of regular maintenance, receipts for upgrades, get quotes from three dealers close to your home for the cost of replacement car, or consider mediation or arbitration
Diminished-value claims - possible in 14 states - Bse don the idea that a repaired car is worthless than a car that was never in an accient
Insurer should pay sales tax and registration on the new cr
Stacking coverage - Collecting from multiple insurers
Making a claim could increase your rates - Industry standard is 40% of the base rate - See if the company has a forgive the first accident policy
Insurance companies are using credit scores to create an "insurance risk score"
Be sure to officially cancel your policy when switching insurance companies - Allowing them to just cancel you for nonpayment may go on your credit record
Wait to add teenager to insurance until after they are licensed
Paying in installments increases your bill
Type of car you have affects your premium
Make sure that you declare a second car as "pleasure" usage, especially if you really do drive it less than 10,000 miles per year
Be careful about loaning your car to friends, because if they crash it, you'll pay
Personal property in a car isn't covered by your car insurance, but may be covered by your home insurnce
Insurance Quotation 2004 - GMAC - Example of auto insurer questions, and how adding a teen driver to your insurance can double the quote that you get for auto insurance.
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Ways To Save Money On Auto Insurance