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Geico Answers Health Insurance

Basic Personal InjuryProtection?Create|Search (PIP) Explained.

• It is sometimes called "no-fault" coverage because it pays your own medical expenses no matterwho caused the auto accident. PIP has two-parts: (1) coverage for the cost of treatment you receive from hospitals, doctors and other medical providers and any medicalequipment that may be needed to treat your injuries and (2) reimbursement for certain other expenses you may have because you are hurt, such as lost wages and the need tohire someone to take care of your home or family. o Full PIP Primary: The PIP coverage from your auto policywould be the primary coverage for your injuries. It also includes limited coverage for: o INCOME CONTINUATION - $100 per week to a maximum of $5,200 o ESSENTIAL SERVICES - $12 per day to a maximum of $4,380 o DEATH BENEFITS Income Producer - $5,200 less any Income Continuation Benefits paid Essential Services - $4,380 less any Essential Services Provider Benefits paid o FUNERAL EXPENSES - maximum $1,000 o Full Health Primary: Your other health insurance would be the primary coverage for your injuries. It also includes limited coverage for: o INCOME CONTINUATION - $100 per week to a maximum of $5,200 o ESSENTIAL SERVICES - $12 per day to a maximum of $4,380 o DEATH BENEFITS Income Producer - $5,200 less any Income Continuation Benefits paid Essential Services - $4,380 less any Essential Services Provider Benefits paid o FUNERAL EXPENSES - maximum $1,000 o Medical Only PIP Primary: The PIP coverage from your auto policy would be primary coverage for only your medical treatment. With thisselection, you are not eligible for Income Continuation, Essential Services, Death Benefits, Funeral Benefits, or Additional PIP coverage, which includes broader protection. o Medical Only PIP Health Primary: Your other health insurance would be the primary coverage only for your medical treatment. With thisselection, you are not eligible for Income Continuation, Essential Services, Death Benefits, Funeral Benefits, or Additional PIP coverage, which includes broader protection. For information on New Jersey , call 1-866-211-2156.
  

Rider In , a rider is someone who will operate the insured motorcycle. In life and health insurance, the term "rider" is often used to refer to an to an insurance policy. Risk The chance of suffering a loss.

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